Debt
Submitted by indebtrec on Thu, 01/11/2007 - 12:27am.
California
HI,
I have some credit card debt that I have not paid for about a year. If I did make payments, they were way below the minimum. I have gotten calls from people who say they are now sending my debt to something and charging me with fraud. They also say that my debt is going to double now. Every time I have spoken with someone who has called I have told them that I have been writing letters to the creditors and telling them that I am intending on paying the debt in full and I am keeping track of my payments to them. The person also said that my liscense to practice my work is in jeopardy. Is this legal for them to threaten me with these statements? Can they double my debt and take away my liscense to do my job? My friend said it is just thier way of trying to get me to pay the debt. As far as I know I have not been called to court only these threatning calls.
I found the following
Submitted by jjanney on Thu, 01/11/2007 - 6:24pm.
I found the following attorney at http://www.myfairdebt.com/m/ca.
Lilys D. McCoy, Esq.
McCoy, Turnage & Robertson, APLC
California Consumer Protection Attorneys
5469 Kearny Villa Road, Suite 206
San Diego, California 92123
Tel: 858-300-1900, ext. 102
Fax: 858-300-1910
ldm@mtrlaw.com
www.mtrlaw.com
Two more attorneys: If
Submitted by jjanney on Fri, 01/12/2007 - 12:03pm.
Two more attorneys:
If northern California:
RONALD WILCOX
2160 The Alameda, First Floor, Suite F
San Jose, CA 95126
Tel: 408-296-0400
Fax: 408-296-0486
If southern California:
Josh Swigart
110 West C. Street, Suite 2018
San Diego, CA
Tel: (619) 233-7770
Fax: (619) 330-4657
According to the FTC's
According to the FTC's website, threatening arrest in an effort to intimidate someone into paying a debt is a violation of the Fair Debt Collection Practices Act (the federal consumer protection law that regulates what debt collectors can and cannot do).
You mentioned that the debt collector threatened to charge you with fraud, which is a crime. So, I would contact an attorney who handles FDCPA cases and see what he or she says.