wage garnishment & unsecured debt
Submitted by bsj1253 on Sat, 02/02/2008 - 2:37pm.
Wage Garnishment
can wages be garnished for unpaid unsecured debts (credit cards)?
I have a question. I was
Submitted by blind_otter on Tue, 05/13/2008 - 11:55am.
I have a question.
I was left with several thousand dollars of debt after a divorce a few years ago.
Now, I have been contacted by a debt collector that has received a judgement against me. They are going to garnish my wages.
It is my understanding that head of household wages are exempt, according to section 222.11 of florida statutes - but I am currently 8 months pregnant. I will not be receiving child support from the baby's father, so I will qualify for head of household, but not until July.
I have resigned myself to having my wages garnished until the birth of my son, but what do I have to do once he is born to stop the wage garnishment?
It sounds like you should
Submitted by maggieb on Thu, 05/15/2008 - 5:05pm.
It sounds like you should contact a lawyer in your state. There may be action you can start to take ahead of time but contacting a lawyer would be the best first step.
Go to www.lawhelp.org or (assuming you live in FL) go to:
http://www.floridalawhelp.org/FL/index.cfm
Here are a few more sites that may help you find a pro bono lawyer:
http://www.abanet.org/legalservices/findlegalhelp/freehelp.cfm?id=FL
http://www.justice.gov/eoir/probono/freelglchtFL.htm
http://www.flcourts.org/gen_public/family/self_help/legal_aid.shtml
From my understanding, wages
From my understanding, wages can be garnished for any type of debt. Wage garnishment is typically a judgment enforcement tool used after a creditor sues a customer for non payment of a debt, wins a judgment in court and then the debtor still does not pay (I am not a lawyer, so please double-check this at different law reference sites, like findlaw.com, etc). The specifics depend on your state's laws regarding wage garnishment. Find your state in the "State Law" list on the left and follow the state links to find your state's courts or legislative websites.