Click on your state to see its debt collection laws and resources

This website is dedicated to anyone who has ever struggled with debt.

HelpForDebtors.com was created by a caring team of debt industry professionals who regularly witness the crippling effects that debt and abusive debt collection practices (such as creditor harassment, abusive language, threats, legal intimidation, refusal to validate debts, trying to collect invalid debts, etc) have on consumers and their families. They realized that the more you know, the more able you are to recognize and put a stop to abusive debt collection practices.

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Use the information provided on this site to learn about federal and state laws and to share your questions, experiences and feelings with others who are going through similar experiences. Learn from others and help others learn from your situation. Together, we can help more and more people defend themselves against abusive debt collection practices and return peace to our homes and families.

Click here if you are being hounded by debt collectors!

Remember, you are the one with the power because you hold the money and that is what they are fighting the other collectors to get. The tactics they use to intimidate can only work if you let them. It's an honorable thing to pay back your debts as much as you can -- even if their interest rates and fees are exorbitant and crippling our economy. However, by using the educational resources provided on this site, you can get the upper hand and make the system work to your benefit. It's not always easy -- no one can promise you that -- but information is power and we aim to give you the information and confidence to defend your rights and help stop unfair collection tactics that have been oppressing so many people in our country over the last few decades.

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