HelpForDebtors.com - Texas

Texan sues over FDCPA violations

maggieb — Tue, 18 Sep 2007 14:29:50 -0400

A Texas man is suing a debt collector, claiming it violated nine sections of the FDCPA while trying to collect a $47 fraudulent charge that was made on his Wal-mart card. Hereâ€™s the news via Credit & Collections World:

NCO Targeted in FDCPA Suit in Texas
A man in Texas is suing NCO Financial Systems Inc. under the Fair Debt Collection Practices Act (FDCPA), claiming in his suit that NCO representatives called his place of employment and informed the manâ€™s boss they were calling for a debt he owed.

The alleged debt was for a $47 unauthorized, fraudulent charge made by someone else on the plaintiffâ€™s Wal-mart credit card.

garnished wages/home lien

Storio — Tue, 17 Jul 2007 12:23:54 -0400

What are the laws in Texas that apply to a consumer who is in collections. Can a credit card company or bank garnish my wages? Also, is it legal in Texas to place a lien on my home for the uncollected debt?

garnished wages/home lien

Storio — Tue, 17 Jul 2007 12:23:49 -0400

Wage garnishment/liens on primary residence?

johnd58634 — Fri, 02 Mar 2007 21:24:30 -0500

Does Texas law protect debtors living in the state of Texas against wage garnishment and/or liens on primary residences that have been homesteaded?

Free Screening of Maxed Out on March 6

jjanney — Tue, 27 Feb 2007 09:04:42 -0500

On March 6 in Dallas, there is a free screening of the film "Maxed Out" about the easy-credit and the debt collection industry. To register for your free ticket, simply go to www.nfan.com/maxedout.

WHAT TO DO WHEN BEING SUED

144612 — Tue, 03 Oct 2006 20:18:03 -0400

MY SPOUSE IS FROM IRAN AND HAS A FIRST NAME OF MOHAMMAD. SHORTLY AFTER 9-11 MY HUSBAND LOST HIS JOB AS DID ALL THE MIDDLE EASTERN MEN WORKING IN THE COMPANY WHERE MY HUSBAND WAS EMPLOYED. AFTER BUILDING A LIFE STYLE AROUND 2 SOLID INCOMES, BEING CUT TO 1 INCOME IS DIFFICULT. THE ONLY SOLUTION WE HAD WAS TO LIVE OFF OF CREDIT CARDS AND MY INCOME WHICH WAS TIGHT TO SAY THE LEAST BUT HELPED US SURVIVIE. THINKING MY HUSBAND WOULD FIND ANOTHER JOB QUICKLY WAS ONLY A MYTH. HE WAS COPLETLY OUT OF WORK FOR ALMOST 4 YEARS FOLLOWING AND NOW CAN ONLY GET TEMP JOBS ONCE IN A WHILE. AFTER NEARLY CLAIMING BANCRUPTCY AND ALMOST LOSING OUR HOUSE LAST YEAR(SEPT 05), WE TURNED OUR CREDIT CARDS OVER TO A DEBT MANAGEMENT COMPANY AS AN ALTERNATIVE TO BANCRUPTCY.

Texas law as pertains to the debtor

ang — Thu, 24 Aug 2006 17:52:38 -0400

Can you please explain to me in laymans terms the law with respect to debtors? I received a letter from an attorney stating they intend to file a lawsuit on behalf of the original creditor. I am involved with a debt negotiation company and I want to know what my rights are and what could potentially happen if I am taken to court.

Intro to Texas Forum

Editor — Wed, 14 Jun 2006 12:33:35 -0400

Welcome to the Texas forum on HelpForDebtors.com. The intention of this forum is to provide a space online for people to exchange questions, answers, information and personal stories related to Texas. Please be respectful when posting so this can remain a valuable resource for everyone.

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